About LCG Community trust

LCG Community Trust, Inc. (LCG) sponsored by Guardians of Our Children, Inc. (a 501 (c) {3} not-for-profit community based organization), established to assist community Medicaid applicants with their spend-down requirements; by entering into the pooled trust the applicant can continue to retain the use of their excess resources to pay for expenses. LCG Community Trust currently offers three different levels of trust services.


  • Third Party Asset Trust
  • Self Directed Asset Trust
  • Medicaid Spenddown Pooled Trust

Our Mission​

Guardians of Our Children, Inc. is a 501 (c) {3} not-for-profit community based organization that commenced operations in 2009. Guardians of Our Children’ mission is to provide client-centered services to low-income individuals with one or more special needs, such as homelessness, mental illness, developmental disabilities, the elderly, chronic illness, HIV/AIDS, substance abuse, and victims of domestic violence.


Our staff is comprised of multi-ethnic, culturally competent individuals, with more than 70% of our staff being bilingual. LCG employs staff with experience in working with homeless populations, individuals and families (currently homeless or in danger of becoming homeless), individuals with HIV/AIDS, the mentally ill, and other special needs population.

Due to the nature of the clients we serve, we adhere to strict confidentiality standards and observe all HIPPA regulations.

Programs: LCG Community Trust

Services include:

Financial Management

Estate Planning

Client Advocacy

Outreach, Community Relations, Volunteerism, and Fundraising

Our Trusts

A Third Party Asset Trust is managed by a third-party trustee and has similar fees and beneficiary designations as the Self-Directed Asset Trust.

A Self-Directed Asset Trust allows disabled individuals to manage their own trust, with a minimum contribution and monthly fees, while retaining some control over the trust’s remaining funds after their death.

A Medicaid Spend-Down Trust allows disabled individuals to qualify for Medicaid by depositing excess income into the trust, with fees and beneficiary designations similar to the other trusts, but with all remaining funds retained by the trustee organization upon the beneficiary’s death.